1. Acceptance of Terms
These Terms of Use ("Terms") govern your access to and use of the website operated by Finchase Capital Private Limited (CIN: U64990MP2025PTC076109), a company incorporated under the Companies Act, 2013 and registered with the Registrar of Companies, Gwalior ("Finchase Capital," "we," "us," "our"), including all pages, tools, calculators, and forms available on it (collectively, the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.
2. Who This Site Is For
The Site is intended for founders, business owners, professionals, and members of the public seeking general information about financial, tax, regulatory, and advisory matters relevant to businesses in India. It is not directed at individuals under the age of 18.
3. Nature of Content — Not Professional Advice
This is the most important section of these Terms and applies to all content on the Site, including Insights articles, service descriptions, and Tools/calculators.
All content published on the Site — including articles, checklists, FAQs, and the output of any calculator or self-serve instrument — is provided for general informational purposes only. It does not constitute, and should not be relied upon as, professional tax, legal, financial, investment, or accounting advice specific to your circumstances.
- Nothing on the Site creates an advisor-client, professional, or fiduciary relationship between you and Finchase Capital. Such a relationship is only formed through a separately executed engagement letter or agreement.
- Figures generated by any calculator on the Tools page are indicative estimates only, based on stated assumptions, simplified formulas, and rates that may not reflect your specific situation and may become outdated as laws, rates, or thresholds change. Each tool states the assumptions and, where applicable, the date those assumptions were last verified.
- You must independently verify any figure, rate, or conclusion, and consult a qualified professional (chartered accountant, company secretary, lawyer, or other relevant advisor) before making any financial, legal, tax, or business decision.
- We do not guarantee that any content on the Site is complete, accurate, current, or applicable to your circumstances at the time you access it.
4. No Guarantee of Outcomes
References on the Site to past client outcomes, case studies, or representative figures describe patterns we have observed across client engagements. Unless expressly stated otherwise, they are illustrative and representative in nature, not verified, audited, or guaranteed claims about any specific client, and past outcomes are not indicative of results you may achieve.
5. Intellectual Property
All content on the Site — including but not limited to text, articles, graphics, logos, the Finchase Capital name and mark, tool designs, calculator logic, and page layouts — is the property of Finchase Capital Private Limited or its licensors and is protected under applicable intellectual property laws. You may view and use the Site for your own personal or internal business reference. You may not reproduce, republish, distribute, modify, or create derivative works from any part of the Site without our prior written permission, except for brief quotation with clear attribution.
6. Submissions Through Our Forms
6.1 General enquiry and consultation forms.
Information submitted through our contact or consultation forms is used solely to respond to your enquiry, as described in our Privacy Policy.
6.2 "Start the Conversation" submissions.
Where you submit information about a business idea, startup, or venture through our "Start the Conversation" page:
- We treat all such submissions as confidential and do not disclose, publish, or share the substance of your submission with any third party without your consent, except as required by law.
- By submitting your idea to us, you do not grant, transfer, or license Finchase Capital any ownership interest, intellectual property right, or usage right in your idea, business, or materials. Your submission is reviewed solely for the purpose of determining whether and how we may assist you, and for no other purpose.
- If you wish to enter into a formal, mutually signed non-disclosure agreement before sharing further detail, you may request one prior to submission by contacting us.
- We reserve the right to decline to engage with any submission at our sole discretion, without obligation to provide reasons.
7. Prohibited Uses
You agree not to:
- Submit false, misleading, or fraudulent information through any form on the Site
- Use any automated means (bots, scrapers, crawlers) to access, copy, or extract content or data from the Site without our prior written consent
- Attempt to gain unauthorized access to any part of the Site, its underlying systems, or any data not intended for public access
- Use the Site's forms to transmit spam, malware, or any unlawful content
- Use the Site in any manner that could disable, overburden, damage, or impair it
8. Third-Party Links
The Site may contain links to third-party websites or resources. We do not control and are not responsible for the content, accuracy, or practices of any linked third-party site. Inclusion of a link does not imply endorsement.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Finchase Capital Private Limited, its directors, employees, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site, including but not limited to reliance on any content, tool output, or calculator result available on it. Nothing in these Terms shall be construed to limit liability that cannot be excluded under applicable law.
10. Indemnity
You agree to indemnify and hold harmless Finchase Capital Private Limited and its directors, employees, and representatives from any claim, loss, liability, or expense (including reasonable legal fees) arising from your misuse of the Site, your breach of these Terms, or your violation of any applicable law or third-party right.
11. Governing Law and Jurisdiction
These Terms are governed by the laws of India. Any dispute arising out of or in connection with these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the competent courts at Indore, Madhya Pradesh.
12. Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
13. Changes to These Terms
We may revise these Terms from time to time. The "Last Updated" date will reflect the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
14. Contact
Questions about these Terms may be directed to our Grievance Officer:
Mr. Jagdish · Phone: +91 95680 00088