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Concurrent Audit

In-year control testing for banks, NBFCs, and high-volume ops.

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15 days 7-day express on request 100% client satisfaction commitment Working papers you can defend
What it is

Plain language, then the law.

In-year control testing for banks, NBFCs and high-volume operations, a monthly rhythm.

Govern-phase work is what lenders, regulators and future buyers read. Audits, ROC filings and forecasts are written to be reopened without you in the room. An unqualified opinion isn't a formality — it's the only opinion a lender or acquirer will actually read.

The output is not a PDF dump. It is a file a future investor, banker, or officer can reopen without you in the room.

Concurrent Audit, Finchase Capital
What you walk away withMonthly exception reports.Systems notes the branch can use.Filed, audited, funded without leaving the building.
When to call usHigh-volume operations need a watch.Monthly testing, in-year.
Our process
  1. 01

    Scope

    High-risk areas and coverage calendar fixed with the bank.

  2. 02

    Test

    Monthly transaction and control testing, in-year.

  3. 03

    Flag

    Exceptions reported within days, leakage quantified.

  4. 04

    Improve

    Systems-improvement notes the branch can actually implement.

  5. 05

    Pack

    Monthly concurrent-audit pack with action tracker.

Why it matters

Lender trust

Audit-grade working papers behind every number you submit.

Regulator calm

ROC and tax filings on one calendar, no compounding surprises.

Diligence premium

Clean governance files price directly into valuation later.

Who needs this
Startup ?
  • First statutory audit
  • Building the working-paper habit early
SME ?
  • Bank covenant compliance
  • Multi-location stock verification
Enterprise ?
  • CARO 2020 disclosures
  • Internal controls testing at scale
Deliverables

What's inside

01

Fieldwork

Hover to reveal

Testing, sampling, and control walkthroughs

02

Findings

Hover to reveal

Risk and control matrix, documented as it's found

03

Opinion

Hover to reveal

Signed report, ready for the board or the bank

04

Handover

Hover to reveal

Working papers you can defend + calendar of next due dates

FAQ
Fieldwork to report in 15 days once evidence is complete, with a 7-day express track on request.
Fixed for defined filings; retainers for lifecycle. Quotes in writing before work starts.
Yes. Portals are national. On-site stock or branch work is scheduled explicitly.
A named senior advisor from our 20-professional bench. You will not meet someone new every filing.
Concurrent audit is in-year, monthly, and bank-mandated — exceptions surface within days. Internal audit is quarterly and board-directed.
They sit on a tracked action log with owners and dates — visible to the bank, which is precisely what the bank wants to see.

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One 30-minute call covers audit, tax, debt and capital — because one team does all four.

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